Michael Caprai

Michael is the founder and managing member of Green Leaf Financial Consulting, LLC, and has more than 30 years of experience in business and business management. His passion for helping people was realized early in life. Having watched his mother struggle through raising five boys on her own with nowhere to turn for honest financial guidance, Michael doesn’t want others to have to go through what he and his family endured. This experience drove him to specialize in financial planning and investment management for women, families, and business owners. Now, as a business owner himself, serving clients across the country, he understands what goes into balancing the responsibility of running a business with family life, all while hoping to secure a meaningful legacy.

It was during his successful real estate career that Michael recognized he was limited in his ability to help people, so, in 1998, he entered the financial planning and investment management business. He learned from some of the best during his tenure with Merrill Lynch and Smith Barney, a member of Citigroup. Michael has been using his life experience and his financial planning experience throughout the last 23+ years to help clients navigate through major recessions and market downturns. In 2003, Michael left the confines of the large brokerage firms and partnered with Commonwealth Financial Network^®, an independent Register Investment Adviser–broker/dealer, and established Green Leaf Financial Consulting, LLC.

Michael is not only devoted to his family and clients but to his community. He has served on several nonprofit boards over the years and provides training to nonprofit boards in legacy planning and donor relations strategies. Michael has been extensively involved at his children’s schools, serving on boards and committees to improve and enhance the students’ educational experience. Additionally, he has served as an honorary chairman for the National Business Advisory Council.

Giving back is important to Michael, so when asked, he agreed to teach a Practical Wealth Management class at the University of Oregon Lundquist School of Business to MBA and MSA graduate students. Michael's drive was to impart education to these students regarding the difference between product sales and true consulting in the investment and financial planning arena.

In his free time, Michael loves spending time with his wife, Tiffany. Together, they enjoy managing their ranch; caring for their animals, (3 cows, 24 chickens, 1 dog, and a cat), organic gardening, creating meals, cooking, and serving them to family and friends. He also enjoys a variety of outdoor activities, including, hiking, backpacking, fly-fishing in Idaho, Oregon, and Montana. Michael has been involved in youth athletics and coaching (tackle football and speed agility sports performance training) for more than 30 years. Michael lives near Twin Falls with his wife, who owns and operates her own business as an independent mortgage broker.

Registrations and Designations
Cumulatively, the knowledge obtained with these registrations, licenses, and designations better equip Michael to assist his clients in navigating their financial journeys.

• FINRA Series 7 and 66 securities registrations (held through Commonwealth Financial Network)
• Life, health, and long-term care insurance licenses in Idaho, Oregon, and California
• Certified Financial Fiduciary® designation obtained through the NACFF (National Association of Financial Fiduciaries), which required intensive, in-depth study on how to operate as a true Fiduciary in every sense of the word and all industry definitions.
• Accredited Investment Fiduciary^® (AIF^®) designation obtained through The Centers for Fiduciary Studies, where he spent a considerable amount of time in intensive, in-depth study as a retirement plan fiduciary.